Camera Insurance
Cover your camera gear on every shoot
Camera insurance is all-risk cover for the photography gear you carry to shoots, on trips and out in the field - bodies, lenses and accessories - protecting them against theft, loss and accidental damage away from home.
Free & no obligation · Takes about a minute · No spam
Camera Insurance
- Theft & loss
- Accidental damage
- Lenses & accessories
- Cover on location
What's covered
What camera insurance covers
Theft & loss
Covers cameras and lenses stolen or lost, including from a bag, vehicle or on location.
Accidental damage
Drops, knocks and impact damage to bodies, lenses and screens.
Lenses & accessories
Extend cover to lenses, flashes, tripods and other kit you carry.
Cover on location
Protection while you're shooting away from home, not just in storage.
Why it matters
Why camera insurance matters
- Cameras and lenses are valuable, portable and easy to damage or have stolen on a shoot.
- Home contents cover usually won't protect gear once you take it out to work or travel.
- A pro lens or camera body can cost tens of thousands of rand to replace.
- Accidental drops and knocks are a real risk when shooting on location or on the move.
- You can often specify each item so your full kit is covered for its true value.
At a glance
- Theft & loss
- Accidental damage
- Lenses & accessories
- Cover on location
Guides
Camera insurance guides
What drives the cost of camera insurance
Read guide →Insurance cover for professional photographers
Read guide →Insuring your lenses and camera kit
Read guide →Camera insurance for travel and trips away from home
Read guide →What accidental damage cover means for your camera
Read guide →What camera theft cover protects against
Read guide →Camera insurance vs all-risk and single item cover
Read guide →Get a camera insurance quote
Compare cover from trusted South African insurers - free, in about a minute, with no obligation.
Get a Quote NowFAQ
Camera insurance questions
Does this cover professional or paid photography?
Some all-risk policies are for personal use only, while others allow semi-professional or professional work, sometimes at a different premium. If you shoot for income, this distinction matters for a valid claim. Always confirm whether commercial use is covered before relying on a policy.
Are my lenses and accessories included?
Lenses, flashes, tripods and bags can usually be added, either specified individually or under an equipment limit. Since lenses often outvalue the camera body, listing them properly is important. Check how each policy treats accessories, and total your kit's value when comparing cover.
Is my gear covered while travelling?
All-risk camera cover generally follows your equipment away from home, including on trips, though some policies limit cover outside South Africa. If you travel to shoot, check the geographic limits and any conditions on leaving gear unattended. Compare a few policies to match how you work.
What proof do I need to insure and claim?
Insurers typically want purchase invoices or serial numbers to set values, plus a police case number for theft claims. Keeping a simple inventory of bodies, lenses and serials makes both cover and claims easier. Check each insurer's requirements so nothing holds up a future claim.
