Combined car and home insurance: bundle and save
Should I bundle my car and home insurance?
Bundling your car and home insurance with one insurer often earns a multi-policy discount and makes cover simpler to manage, with one account, one renewal and one claims contact. It's not automatically the cheapest option, though - always compare the bundled price against insuring each separately, because sometimes two specialist insurers beat one bundle.
Key takeaways
- Bundling car and home cover often earns a multi-policy discount.
- One insurer means one account, one renewal and one claims contact.
- A single event (like a storm) may be simpler to claim under one insurer.
- Bundling isn't always cheapest - compare against separate policies.
- Re-check the numbers at each renewal.
Why bundling can pay off
Most South African insurers offer a discount when you hold both car and home cover with them, and many customers value the simplicity of a single account, renewal date and claims line. If a storm damages both your car and your roof, dealing with one insurer can also make the claim smoother.
When separate is better
A bundle is convenient, but not always the cheapest. Sometimes a specialist car insurer plus a separate home insurer beats a single bundled price. Get both a bundled quote and separate quotes, and compare the totals - convenience is worth something, but not any amount.
Frequently asked questions
Is it cheaper to bundle car and home insurance?
What are the benefits of one insurer for car and home?
Can I bundle if I rent?
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