Insurance Glossary

All-risk cover

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is all-risk cover?

All-risk (portable possessions) cover protects items you carry with you - phones, laptops, jewellery - against loss, theft and accidental damage, anywhere, not just at home.

Example

Her all-risk cover paid out when her phone was stolen at a restaurant.

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