Insurance Glossary

Specified items

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is specified items?

Specified items are valuables you list individually on your policy - with descriptions and values - so they are covered for their full worth rather than a capped sub-limit. Often required for jewellery, cameras and bicycles.

Example

You specify a R60,000 engagement ring so it is fully covered, instead of being limited to the standard jewellery sub-limit.

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