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GWM car insurance in South Africa

Written by Lerato Molefe Personal Insurance Writer Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 26 July 2026 Our editorial standards →

Insuring a GWM in South Africa

GWM (Great Wall Motors) has become a value force in South Africa with bakkies and SUVs like the P-Series and Steed. GWM's value bakkies and SUVs are popular, so theft risk, security and parts availability are the main premium considerations.

Key takeaways

Value bakkies and SUVs at competitive prices.
Comprehensive cover suits newer, financed models.
A growing parts network - worth confirming for your model.
Your premium always depends on the exact model, your area, age and driving history - comparing quotes is the only way to know your price.

Popular GWM models to insure

Get a model-specific guide to what affects the premium and the cover that fits:

What affects GWM insurance premiums?

Insurers price each car on risk, so two GWM owners can pay very different premiums. The main factors are:

The specific model, its value, age and how likely it is to be stolen
Where you live and where the car is parked overnight
Your age, driving history and previous claims
The cover level (comprehensive, third-party) and the excess you choose
Security features such as an approved tracking device or immobiliser

How to save on GWM insurance

Compare quotes from several insurers for your exact GWM model
Fit an approved tracking device - often required, and it can lower your premium
Increase your voluntary excess to reduce the monthly premium
Park in a locked garage and keep a clean claims record
Bundle your car and home cover with one insurer

Frequently asked questions

Is a GWM P-Series expensive to insure?

The P-Series is a value double-cab bakkie, and its pricing helps keep premiums competitive. Theft risk and your profile affect the cost, so compare quotes.

Do I need a tracker for a GWM bakkie?

As a value double-cab, a GWM bakkie can be a theft target, so an approved tracker is often required and can lower your premium.

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