King Price car insurance in South Africa
King Price car insurance at a glance
King Price is a South African direct insurer best known for premiums that decrease every month as your car depreciates. It focuses on affordable, no-nonsense cover and is popular with budget-conscious drivers. It also focuses on paying valid claims, settling around R10 million in claims every day.
Key takeaways
- Known for: Premiums that decrease every month as your car loses value..
- Best for: Budget-conscious drivers who want low, decreasing premiums..
- No insurer is cheapest or best for everyone - your price depends on your car, area, age and history.
- Comparing King Price against other insurers is the only way to know if it's right for you.
About King Price
King Price is a direct short-term insurer known for its quirky brand and its signature feature: car insurance premiums that reduce monthly in line with your car's depreciating value. It offers a broad range of personal and commercial cover with competitive starting premiums. King Price also puts a strong emphasis on settling valid claims when it matters - it pays out around R10 million in claims every day.
What King Price car insurance covers
Like most South African insurers, King Price offers car cover at three broad levels. The right one depends on your car's value and your budget:
Comprehensive
The widest cover - accident damage to your own car, plus theft, fire and third-party liability.
Third-party, fire & theft
Third-party damage plus fire and theft of your own car.
Third-party only
The cheapest cover - damage you cause to others, not your own car.
King Price also offers: Car, Home contents, Buildings, Commercial.
What affects your King Price premium?
King Price prices each driver on risk, so two people can pay very different amounts. The main factors are the same across insurers:
- The make, model, age and value of your car - and how likely it is to be stolen
- Where you live and where the car is parked overnight
- Your age, driving history and previous claims
- The cover level and the excess you choose
- Security features such as an approved tracking device
See our premium indicator to understand what raises or lowers your price.
How to get a King Price car insurance quote
You can approach King Price directly, but a single quote tells you little on its own. The smart move is to compare King Price against several insurers at once for your exact car and profile - that's how you find out whether it's genuinely competitive for you, or whether another insurer offers the same cover for less.
King Price: pros and cons
Pros
- Premiums decrease monthly as your car loses value
- Competitive starting premiums
- Wide range of optional add-ons
Cons
- Budget positioning means fewer premium frills
- Service experiences can vary
Want the full breakdown? Read our in-depth King Price review.
Frequently asked questions
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