Portable Possessions

Cover the items you carry everywhere

Also known as all-risk cover, portable possessions insurance protects the items you carry with you - phones, laptops, jewellery and more - against loss, theft and damage, anywhere.

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Portable Possessions Insurance
  • Specified items
  • Unspecified items
  • Anywhere cover
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Last reviewed 15 September 2026 · by the Savvy Insurance editorial team

What's covered

What portable possessions cover includes

Specified items

List high-value items like laptops, cameras and jewellery for cover at their full value.

Unspecified items

Blanket cover for everyday items up to a set limit, without listing each one.

Anywhere cover

Protection against loss, theft and accidental damage away from home.

Why it matters

Why portable possessions cover matters

  • Standard contents cover usually stops at your front door.
  • Phones and laptops are among the most stolen items in South Africa.
  • Covers accidental loss and damage, not just theft.
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At a glance

  • Specified items
  • Unspecified items
  • Anywhere cover

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FAQ

Portable possessions questions

What's the difference between specified and unspecified cover?
Specified items are listed individually for full-value cover; unspecified items are covered as a group up to a limit.
Is my phone covered if I drop it?
All-risk cover typically includes accidental damage - check the excess and terms for electronics.
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