PPS Short-Term Insurance Car Insurance

PPS Short-Term Insurance car insurance in South Africa

Written by Lerato Molefe Personal Insurance Writer Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 26 July 2026 Our editorial standards →

PPS Short-Term Insurance car insurance at a glance

PPS Short-Term Insurance offers car and home cover as part of the PPS group's focus on graduate professionals. It suits qualified professionals who value a provider built around their needs - compare quotes to see how it stacks up.

Key takeaways

  • Known for: Short-term cover aimed at graduate professionals.
  • Best for: Graduate professionals who want cover from a member-focused provider.
  • No insurer is cheapest or best for everyone - your price depends on your car, area, age and history.
  • Comparing PPS Short-Term Insurance against other insurers is the only way to know if it's right for you.

About PPS Short-Term Insurance

PPS Short-Term Insurance provides personal car and home cover within the broader PPS group, which is known for serving graduate professionals in South Africa with a mutual, member-focused ethos.

What PPS Short-Term Insurance car insurance covers

Like most South African insurers, PPS Short-Term Insurance offers car cover at three broad levels. The right one depends on your car's value and your budget:

Comprehensive

The widest cover - accident damage to your own car, plus theft, fire and third-party liability.

Third-party, fire & theft

Third-party damage plus fire and theft of your own car.

Third-party only

The cheapest cover - damage you cause to others, not your own car.

PPS Short-Term Insurance also offers: Car insurance, Home contents insurance, Buildings insurance.

What affects your PPS Short-Term Insurance premium?

PPS Short-Term Insurance prices each driver on risk, so two people can pay very different amounts. The main factors are the same across insurers:

See our premium indicator to understand what raises or lowers your price.

How to get a PPS Short-Term Insurance car insurance quote

You can approach PPS Short-Term Insurance directly, but a single quote tells you little on its own. The smart move is to compare PPS Short-Term Insurance against several insurers at once for your exact car and profile - that's how you find out whether it's genuinely competitive for you, or whether another insurer offers the same cover for less.

Compare car insurance quotes

PPS Short-Term Insurance: pros and cons

Pros

  • Aimed at qualified graduate professionals
  • Part of an established, member-focused group
  • Car and home cover under one provider

Cons

  • Focused on a specific professional market
  • May require PPS membership eligibility
  • Compare to confirm it suits your profile and budget

Want the full breakdown? Read our in-depth PPS Short-Term Insurance review.

Frequently asked questions

Is PPS Short-Term Insurance car insurance good?
PPS Short-Term Insurance offers car and home cover as part of the PPS group's focus on graduate professionals. It suits qualified professionals who value a provider built around their needs - compare quotes to see how it stacks up. Read our full PPS Short-Term Insurance review for the detail, and compare quotes to see how it fits your profile.
How do I get a PPS Short-Term Insurance car insurance quote?
You can request a quote from PPS Short-Term Insurance directly, but the best way to know whether it's competitive is to compare it against several insurers at once for your exact car and profile. Get a free comparison to see where PPS Short-Term Insurance lands.
Is PPS Short-Term Insurance car insurance cheap?
No single insurer is cheapest for everyone - PPS Short-Term Insurance may be competitive for some drivers and not others, depending on your car, area, age and history. Compare quotes to find your best price rather than assuming.
Who can get PPS Short-Term Insurance?
PPS is built around graduate professionals, so its short-term cover is aimed at that market. Check the eligibility and membership requirements when you enquire.
What does PPS Short-Term Insurance cover?
It offers personal short-term cover such as car, home contents and buildings insurance. Products and terms vary, so review each policy and compare quotes.

Compare PPS Short-Term Insurance with other insurers

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