Insurer Review

OUTsurance Car Insurance Reviews (2026)

Written by Chloe Adams Managing Editor Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 25 July 2026 Our editorial standards →

Is OUTsurance good for car insurance?

OUTsurance is one of South Africa's largest direct insurers, known for strong service and its OUTbonus, which pays cash back to customers who remain claim-free over an agreed period.

At a glance

Known for: The OUTbonus - cash back if you stay claim-free over an agreed period.
Best for: Drivers who want reliable service and a cash-back reward for staying claim-free.
Products: Car, Home contents, Buildings, Life, Business

Overview

OUTsurance is a well-established direct insurer with a strong reputation for customer service. Its signature OUTbonus rewards claim-free customers with a cash payout, reinforcing its slogan that you 'always get something OUT'.

OUTsurance pros and cons

Pros

OUTbonus cash-back for claim-free customers
Strong customer-service reputation
Comprehensive cover options

Cons

Not always the cheapest premium
Full benefits reward long-term, claim-free customers

How much does OUTsurance car insurance cost?

OUTsurance does not publish a fixed price. Like every South African insurer it rates each driver individually on the car, where you live and park, your age, driving history, the cover and excess you choose, and security features such as a tracker. The only way to know what OUTsurance would charge you is to get a quote and compare it against other insurers for your exact profile.

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Frequently asked questions

What is the OUTbonus?

The OUTbonus is a cash amount OUTsurance pays back to customers who stay claim-free over an agreed period - a reward for careful, low-risk driving.

Is OUTsurance good for car insurance?

OUTsurance is popular for its service and OUTbonus. It may not always be the cheapest, so it's worth comparing a quote against other insurers.

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This review is general information based on each insurer's publicly stated positioning and is not financial advice or an endorsement. Always confirm current cover, benefits and pricing directly with the insurer.