Honor · Cellphone Insurance

Honor 90 insurance in South Africa

Written by Lerato Molefe Personal Insurance Writer Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 28 July 2026 Our editorial standards →

How much does it cost to insure a Honor 90?

The Honor 90 is a capable upper mid-range phone with a moderate replacement cost, so cover for theft, loss and accidental damage is worth weighing, especially for the screen. Indicative premiums for a phone at this value tend to fall around R60 to R130 a month, depending on excess and cover level. Those figures are indicative only and not a quote, so compare a few insurers to see what the Honor 90 actually costs you to cover, and whether an add-on or standalone policy suits you.

Mid-range Honors are increasingly common in SA, which keeps them exposed to opportunistic theft. A cracked screen is the most likely claim, and although cheaper than a flagship's, a repair can still be a meaningful share of the phone's value.

What Honor 90 insurance should cover

Theft cover protects a popular mid-range phone against everyday snatch theft.
Accidental damage cover handles cracked screens, the most common phone claim.
The Honor 90's moderate value means a premium below flagship level.
Loss cover is optional; decide whether the extra premium is worth it for you.
Confirm replacement availability with your insurer, as the brand's local presence varies.

Frequently asked questions

Is the Honor 90 worth insuring?

It can be. While cheaper to replace than a flagship, the Honor 90 still costs enough that theft or a shattered screen would be a real expense for many owners. Cover spreads that risk into a modest premium. Weigh an indicative premium against the phone's value and your comfort with risk before deciding.

How much is Honor 90 insurance per month?

Indicative premiums for a phone at this value often sit around R60 to R130 a month, below flagship cover because the replacement cost is lower. Your real price depends on the insurer, excess and cover level. This is indicative only and not a quote, so compare a few insurers to see your actual figure.

Can insurers replace an Honor 90 like-for-like?

Where the model is available, some insurers replace like-for-like; otherwise they may offer the nearest equivalent or a market-value settlement. Since Honor's local availability can vary, confirm how your insurer handles replacements for the Honor 90 before taking out cover, so a future claim proceeds without surprises.

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