FAQ
Frequently Asked Questions
Quick answers to the questions we hear most.
Is Savvy Insurance an insurer?
No. We're an independent information and comparison service. We help you compare cover and connect you with insurance partners — we don't sell policies ourselves. See how we make money.
Does it cost anything to use Savvy Insurance?
No — it's free. We may earn a commission from partners when you take out a policy, but that never changes the price you pay.
What factors affect the cost of my premium?
Your vehicle or property, your age, claims history, where you live, and how much cover and excess you choose all influence your premium.
Do I need both buildings and contents insurance?
Buildings insurance covers the structure of your home; contents insurance covers your belongings inside. Homeowners usually need both, while tenants typically only need contents cover.
Can I compare insurance quotes online?
Yes. Request a quote and we'll help you compare cover from trusted South African insurers so you can weigh price and cover side by side.
What happens to my details when I request a quote?
With your consent, we share them with insurance partners so they can prepare a quote. Read our Privacy Policy and POPIA notice for the full detail.