Trailer Insurance

Cover for your trailer, loaded or parked

Trailer insurance protects your trailer — from a small luggage trailer to a large utility or car trailer — against accident damage, theft and storms, whether you're towing it or it's parked at home.

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Trailer Insurance
  • Accident & towing
  • Theft & fire
  • In storage
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What's covered

What trailer insurance covers

Accident & towing

Damage while being towed, manoeuvred or in a collision, including overturning.

Theft & fire

Covers your trailer against theft, attempted theft, fire and storm damage.

In storage

Cover while the trailer is parked at home or in storage, subject to security terms.

Why it matters

Why trailer insurance matters

  • Your car insurance usually doesn't cover the trailer itself, only your liability while towing.
  • Trailers are easy to steal when parked and unattended.
  • A loaded trailer that comes loose can cause costly damage to others.
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At a glance

  • Accident & towing
  • Theft & fire
  • In storage

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FAQ

Trailer insurance questions

Does my car insurance cover my trailer?
Your car policy generally covers your liability for damage the trailer causes while towing, but not accidental damage to or theft of the trailer itself. For that you need dedicated trailer cover.
Do I need a licence disc for a trailer?
Yes, trailers must be registered and licensed in South Africa. Insurers may ask for proof, and an unlicensed trailer can affect a claim.
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