Car insurance reviews in South Africa

King Price

Premiums that decrease every month as your car loses value.

Budget-conscious drivers who want low, decreasing premiums.

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OUTsurance

The OUTbonus — cash back if you stay claim-free over an agreed period.

Drivers who want reliable service and a cash-back reward for staying claim-free.

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MiWay

Flexible, digital-first cover you can manage online.

Digitally-savvy drivers who want flexible cover they can manage online.

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Budget Insurance

Affordable, straightforward cover for cost-focused drivers.

Cost-focused drivers who want simple, affordable cover.

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Auto & General

Tailored cover from an established direct insurer.

Drivers who want tailored cover from an established insurer.

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Discovery Insure

Vitality Drive — rewards and fuel cash-back for safe driving.

Safe drivers who will actively use the Vitality Drive rewards.

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Naked

Fully app-based cover with CoverPause to pause your cover when you're not driving.

Tech-savvy drivers who want digital control and transparency.

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Pineapple

App-based cover you can start by snapping a photo of the item you want to insure.

Younger, digital-first drivers who want quick, transparent cover.

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Absa Insurance

Bank-backed car and home cover, easy to bundle with Absa banking

Absa banking clients who want cover in one place

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Santam

South Africa's largest short-term insurer, known for claims strength

Drivers who want a broker relationship and strong claims backing

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Old Mutual Insure

Short-term cover backed by a major financial services group

Existing Old Mutual clients and those who want an established brand

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Nedbank Insurance

Bank-linked car and home cover for Nedbank clients

Nedbank clients who want cover bundled with banking

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dotsure.co.za

Online direct insurer known for car and pet cover

Digital-first drivers who want quick online cover

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Hollard Insurance

One of South Africa's largest privately-owned insurers

Buyers who want a large independent insurer via brokers or partners

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AA Insurance

Car cover linked to the Automobile Association of South Africa

Drivers who value roadside assistance alongside cover

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Momentum Insure

Short-term cover from a major financial services group

Existing Momentum clients and advice-led buyers

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Standard Bank Insurance

Bank-linked car and home cover for Standard Bank clients

Standard Bank clients who want cover bundled with banking

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1st for Women

Direct car insurance designed around women drivers

Women drivers who want tailored cover and benefits

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Virseker

Direct car and home cover with a strong Afrikaans-market heritage

Afrikaans-speaking drivers who want direct cover with service in their language

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Prime Meridian Direct

Direct, affordability-focused car insurance

Budget-conscious drivers who want affordable, direct car cover

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PPS Short-Term Insurance

Short-term cover aimed at graduate professionals

Graduate professionals who want cover from a member-focused provider

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FNB Insurance

Bank-linked car and home cover for FNB customers

FNB banking customers who want cover integrated with their bank

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Bryte Insurance

Established insurer offering personal and household cover

Customers who prefer broker-supported cover from an established insurer

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Dialdirect

App-first direct cover with roadside and accident assistance.

Drivers who want to manage their cover and claims digitally through an app.

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iWYZE

Direct short-term cover backed by Old Mutual.

People who want simple direct cover from an established, well-known brand.

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