Insurer Review

FNB Insurance Car Insurance Reviews (2026)

Written by Chloe Adams Managing Editor Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 25 July 2026 Our editorial standards →

Is FNB Insurance good for car insurance?

FNB Insurance offers car and home cover that integrates with FNB banking, making it convenient for existing customers to manage cover alongside their accounts and app. It suits FNB clients who value convenience - compare quotes to confirm it's competitive.

At a glance

Known for: Bank-linked car and home cover for FNB customers
Best for: FNB banking customers who want cover integrated with their bank
Products: Car insurance, Home contents insurance, Buildings insurance

Overview

FNB Insurance provides personal short-term cover, including car and home insurance, linked to the FNB banking ecosystem and app. It appeals to customers who want to keep banking and insurance in one place.

FNB Insurance pros and cons

Pros

Integrates with FNB banking and app
Convenient for existing FNB customers
Car and home cover in one place

Cons

Most convenient if you already bank with FNB
Bundling convenience doesn't guarantee the lowest price
Compare against direct insurers before committing

How much does FNB Insurance car insurance cost?

FNB Insurance does not publish a fixed price. Like every South African insurer it rates each driver individually on the car, where you live and park, your age, driving history, the cover and excess you choose, and security features such as a tracker. The only way to know what FNB Insurance would charge you is to get a quote and compare it against other insurers for your exact profile.

Want to see what FNB Insurance - and other insurers - would charge you? Compare a quote in minutes.

Compare quotes

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Frequently asked questions

Do I have to bank with FNB to get FNB Insurance?

FNB Insurance is designed to integrate with FNB banking and is most convenient for existing customers, though you should confirm the current eligibility when you enquire.

Is FNB Insurance competitive on price?

Bank-linked cover offers convenience, but that doesn't automatically mean the lowest premium. Compare FNB's quote against direct insurers to see how it stacks up for your profile.

Compare other insurers

This review is general information based on each insurer's publicly stated positioning and is not financial advice or an endorsement. Always confirm current cover, benefits and pricing directly with the insurer.