Oppo · Cellphone Insurance

A79 insurance in South Africa

Written by Lerato Molefe Personal Insurance Writer Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 28 July 2026 Our editorial standards →

How much does it cost to insure a A79?

The Oppo A79 is a budget-friendly phone with a low replacement cost, so its premium is usually small. Cover for theft, loss and accidental damage is available, but for a phone this affordable it is worth checking the premium and excess against the replacement price. Indicative premiums tend to fall around R35 to R85 a month, depending on the insurer and cover level. That range is indicative only and not a quote, so compare options and consider whether self-insuring might suit you better.

Affordable Oppos are common in SA and exposed to opportunistic theft. A screen repair, however, can cost a large share of the phone's own value, which affects whether a claim is worthwhile on an entry-level device.

What A79 insurance should cover

Theft cover protects a widely-used budget phone against snatch theft.
Accidental damage cover handles cracked screens, though repairs may rival the phone's value.
The A79's low price means a small premium and a small potential payout.
Loss cover is optional and often not worth the extra on a budget phone.
For a phone this affordable, self-insuring by saving towards a replacement is often practical.

Frequently asked questions

Does a budget phone like the A79 need insurance?

For many owners it is optional. The A79 is inexpensive to replace, so the premium and excess can approach the replacement cost, which makes self-insuring appealing. If losing the phone would still be a real setback for you, cover can help - but compare the premium with the replacement price before committing.

How much does Oppo A79 insurance cost?

Indicative premiums for a phone at this value often sit around R35 to R85 a month, at the lower end because the phone is cheap to replace. Your real figure depends on the insurer, excess and cover level. This is indicative only and not a quote, so compare a few insurers if you decide you want cover.

Can I add the A79 to an existing policy?

Often yes, via a portable-possessions extension on your home contents policy, which can be a low-cost way to include a budget phone. Check the excess and claim limit, as they may be close to the A79's value. Compare this against standalone cover and against setting money aside to replace the phone yourself.

Other Oppo devices

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