Vehicle Tracking & Insurance

Fidelity SecureDrive vehicle tracking

Written by Daniel Pretorius Insurance Content Editor Reviewed by Nomsa Dlamini RE5 qualified · 12 years in short-term insurance Updated 28 July 2026 Our editorial standards →

Fidelity SecureDrive is the vehicle tracking and recovery arm of the Fidelity Services Group, one of South Africa's largest security companies. An approved unit matters because insurers often require a tracker on higher-risk cars and may reduce your premium for one.

How does Fidelity SecureDrive tracking affect my car insurance?

Fidelity SecureDrive offers stolen vehicle recovery backed by the wider Fidelity security and response network. Where its tracking is accepted by a South African insurer, a SecureDrive fitment can help meet a cover requirement on a theft-prone vehicle and may contribute to a lower comprehensive premium. It is a natural fit for drivers already using Fidelity's security services who want their vehicle recovery tied into the same response network.

Fidelity SecureDrive features

GPS tracking with stolen vehicle recovery support
Recovery backed by Fidelity's security and response infrastructure
Coordination with armed response and law-enforcement partners
A mobile app for vehicle location and alerts
Plans centred on recovery for private motorists
Professional fitment with an insurer-acceptable certificate

Pros

Draws on a large, established security and response network
Recovery-focused service tied into wider security operations
Useful for customers already within the Fidelity ecosystem
Straightforward option for meeting a tracker requirement

Things to check

Fewer advanced telematics features than data-heavy platforms
A subscription is required to keep recovery active

Trackers and your insurance premium

South African insurers often require an approved tracking device on higher-risk or high-value cars, and Fidelity SecureDrive offers recovery backed by one of the country's larger security and response networks. Where a SecureDrive plan is accepted on the insurer's approved list and professionally fitted with a valid certificate, it can meet that requirement - and because a recoverable vehicle poses less theft risk, it may support a lower premium. The tie-in with Fidelity's wider response operations can be reassuring, particularly for customers who already use its security services. As always, the cover benefit depends on an active subscription; a lapsed account at the time of a theft can undermine a claim. Because a tracker is just one factor in how your premium is set, compare quotes from a few insurers with a SecureDrive unit fitted to see how it affects your price.

Frequently asked questions

What is Fidelity SecureDrive?

Fidelity SecureDrive is the vehicle tracking and recovery service linked to the Fidelity Services Group, a large South African security company. It focuses on stolen vehicle recovery backed by Fidelity's broader security and response infrastructure.

Does an insurer accept Fidelity SecureDrive?

It may, but acceptance depends on the insurer's approved-device list, which varies between companies. Confirm with your insurer that a SecureDrive plan satisfies their requirement for your specific vehicle before arranging fitment.

Can Fidelity SecureDrive help lower my premium?

It can. An approved recovery device reduces the insurer's theft risk, which may result in a discount or lower premium. The exact saving depends on the insurer and vehicle, so compare quotes with the tracker fitted to confirm the difference.

Other tracking providers

A tracker can lower your premium

Many insurers reward an approved tracking device with a lower premium. Compare car insurance quotes and see what you could save.

Get a Quote Now