Insurance Glossary

Comprehensive cover

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is comprehensive cover?

Comprehensive cover is the most complete car insurance. It pays for accident damage to your own vehicle, theft, fire and natural disasters, as well as damage you cause to others. It is usually required for financed cars.

Example

If you cause an accident, comprehensive cover pays to repair both your car and the other driver's.

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