Golf Equipment Insurance
Cover your clubs on and off the course
Golf equipment insurance is all-risk cover for the clubs, bag and accessories you carry to the course, the driving range and away on golfing trips, protecting them against theft, loss and accidental damage wherever you play.
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Golf Equipment Insurance
- Theft & loss
- Accidental damage
- Bag & accessories
- On and off the course
What's covered
What golf equipment insurance covers
Theft & loss
Covers clubs and gear stolen from the course, clubhouse, car or on a golfing trip.
Accidental damage
Bent shafts, cracked heads and other accidental damage to your clubs.
Bag & accessories
Extends to the bag, trolley, rangefinder and other equipment you carry.
On and off the course
Protection while playing, travelling and storing your gear away from home.
Why it matters
Why golf equipment insurance matters
- A full set of clubs and a bag can represent a significant investment worth protecting.
- Home contents cover rarely helps once your clubs leave home for the course or a trip.
- Clubs are exposed to theft from cars, clubhouses and course parking areas.
- Accidental damage to a shaft or head can be costly to repair or replace.
- Cover can follow you on golfing trips, including travel to courses away from home.
At a glance
- Theft & loss
- Accidental damage
- Bag & accessories
- On and off the course
Get a golf equipment insurance quote
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Golf equipment insurance questions
Are my clubs covered while travelling to a golf trip?
All-risk golf cover usually follows your equipment away from home, including on trips, though cover outside South Africa may have limits. If you travel to play, check the geographic cover and conditions, such as how gear is handled in transit. Compare policies on travel cover if you golf abroad.
Does it cover damage during play?
Accidental damage while playing, such as a bent shaft or cracked clubhead, is typically covered, subject to an excess. Normal wear and gradual deterioration are excluded. Since damage can happen on any round, check the excess and what counts as accidental when you compare cover.
Can I insure my golf cart or trolley too?
Bags, trolleys, rangefinders and similar accessories can usually be added to the cover. Motorised carts may need separate arrangements depending on value and use. List your accessories and their worth when comparing, so the whole set-up is properly covered rather than just the clubs.
Is this different from cover on my home policy?
Home contents cover mainly protects items at home and often caps sports equipment, leaving your clubs exposed on the course and on trips. All-risk golf cover follows the gear wherever you play. If you golf regularly, comparing dedicated cover is usually worthwhile for peace of mind.
