SASRIA Cover
Cover for riots, strikes and civil unrest
SASRIA cover pays for physical damage to your property caused by special risks such as riots, strikes, civil unrest, public disorder and terrorism, which ordinary insurance excludes. It is added to your existing car, home or business policy for a small extra premium, so the special-risks gap in your cover is closed.
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SASRIA Cover in South Africa
- Riots and public disorder
- Strikes and labour unrest
- Terrorism and malicious acts
What's covered
What SASRIA covers
Riots and public disorder
Physical damage to your property from riots, looting, public disorder and civil commotion.
Strikes and labour unrest
Damage caused by strikes, lockouts and labour disturbances that normal policies exclude.
Terrorism and malicious acts
Politically or socially motivated malicious acts, including terrorism. War is excluded.
Why it matters
Why SASRIA matters
- Ordinary car, home and business policies exclude riot and unrest damage.
- Recent South African unrest has shown how fast property can be destroyed.
- SASRIA closes the gap for a small extra premium on your existing policy.
At a glance
- Riots and public disorder
- Strikes and labour unrest
- Terrorism and malicious acts
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Sasria cover questions
What is SASRIA cover?
SASRIA is cover for physical loss or damage to your property caused by special risks like riots, strikes, civil unrest, public disorder and terrorism, which normal insurance excludes. It is provided through the South African Special Risks Insurance Association and added to your existing policy as a coupon for a small extra premium.
Do I automatically have SASRIA on my policy?
Often it is included, but not always, and limits vary, so do not assume. Check your policy schedule for SASRIA cover and its limit. If it is missing, or the limit is low for the value of your property, ask your insurer or broker to add or increase it.
How do I get SASRIA cover?
You add it through your insurer or broker, attached to your underlying car, home or business policy, rather than buying it separately. When you take out or review cover, ask for SASRIA to be included and confirm the limit matches the value of the property you want protected.
