Single Item Insurance
Insure one valuable item on its own
Single item insurance lets you cover just one valuable - a phone, laptop, camera, engagement ring, watch or bicycle - against theft, loss and accidental damage, without insuring your whole household. It's a simple, focused alternative to a full contents or all-risk policy.
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Single Item Insurance
- One specified item
- Theft, loss & damage
- Simple and focused
What's covered
What single item cover includes
One specified item
Cover a single high-value item for its full replacement value.
Theft, loss & damage
Protects against theft, accidental loss and accidental damage, anywhere.
Simple and focused
No need to insure everything you own - just the item that matters.
Why it matters
Why single item cover matters
- Ideal if you only want to insure one expensive item, not your whole home.
- Covers the item away from home, unlike standard contents cover.
- A popular, low-cost way to protect a phone, laptop, ring or bike.
At a glance
- One specified item
- Theft, loss & damage
- Simple and focused
Get a single item insurance quote
Compare cover from trusted South African insurers - free, in about a minute, with no obligation.
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Single item insurance questions
What's the difference between single item and portable possessions cover?
Single item cover insures just one specified valuable, while portable possessions (all-risk) cover can include many items, specified and unspecified. Single item is simpler if you only need to cover one thing.
Can I insure just my engagement ring?
Yes. A single item policy is well suited to one high-value item like a ring, watch or camera, covering it for its full value against theft, loss and accidental damage.
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