Sunglasses & Eyewear Insurance
Cover your glasses and sunglasses wherever you go
Sunglasses and eyewear insurance is all-risk cover for the prescription glasses and designer sunglasses you wear every day, protecting them against theft, loss and accidental damage wherever you happen to be.
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Sunglasses & Eyewear Insurance
- Theft & loss
- Accidental damage
- Prescription & designer
- Worn anywhere
What's covered
What eyewear insurance covers
Theft & loss
Covers glasses and sunglasses that are stolen or accidentally lost while you're out.
Accidental damage
Scratched lenses, bent frames and breakages from everyday knocks and drops.
Prescription & designer
Suited to costly prescription lenses and designer or branded sunglasses.
Worn anywhere
Protection wherever you wear them, not just at home.
Why it matters
Why eyewear insurance matters
- Prescription glasses and designer sunglasses can be surprisingly expensive to replace.
- Eyewear is easily lost, sat on, scratched or dropped in the course of a normal day.
- Home contents cover generally won't help once your glasses leave the house.
- Prescription lenses in particular can cost a great deal to remake correctly.
- You can specify high-value frames so they're covered for their full replacement value.
At a glance
- Theft & loss
- Accidental damage
- Prescription & designer
- Worn anywhere
Get a eyewear insurance quote
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Eyewear insurance questions
Are prescription lenses covered, not just frames?
All-risk eyewear cover generally includes both frames and prescription lenses, which is important because lenses often cost more than the frames. Terms vary between insurers, so check whether specialist coatings and high-index lenses are fully covered. Comparing policies helps if you wear costly eyewear.
Is accidental damage like scratches included?
Accidental damage such as scratched lenses, bent frames and breakages is usually covered, subject to an excess. Gradual wear and minor cosmetic marks may be excluded. Since eyewear takes daily knocks, check what counts as accidental damage and the excess before choosing a policy.
Can I add eyewear to another all-risk policy?
Yes. Glasses and sunglasses can be specified under a portable possessions (all-risk) policy alongside your other valuables, or covered on their own. For a single expensive pair, standalone cover may suit. Compare both so you're not paying more than the eyewear's replacement value.
Is it worth insuring everyday sunglasses?
It depends on their value. For budget sunglasses, the premium may outweigh the benefit, but for designer or prescription sunglasses the cover can make sense. Weigh the replacement cost against the premium and excess. Comparing quotes helps you decide whether standalone or combined cover is best.
