Insurance tips, guides & news
Practical, easy-to-read advice to help you understand cover and save on your premiums in South Africa.
Car Insurance Fraud Risks in 2025: What Car Owners Must Know
Car owners in South Africa have more to worry about than just potholes and rising petrol prices. Car insurance fraud has exploded with a 46 percent surge in fraud cases reported in 2024 alone. Most people think this is just a headache for insurers, but here’s the twist. These scams are reaching so many ordinary…
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The Process After Stolen Vehicle: Insurance and Recovery Steps 2025
Car theft in South Africa is far more common than most people think, with a vehicle stolen every 22 minutes across the country. You might assume that once your car is gone, it’s out of your hands and the process is simple. The real surprise comes after the theft, when a maze of reporting, documentation,…
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Insurance and Buying a New Car: What South Africans Need for 2025
Buying a new car in South Africa feels like stepping into a dream. Yet, shockingly, about 65 percent of local motorists drive around with no insurance at all. Here is what most car buyers do not realise you can lose everything in one instant if you miss a single detail on your insurance application. Table…
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Car Insurance After Moving: Essential 2025 Guide for South Africans
Moving house isn’t just about packing furniture and picking new schools. In South Africa, your address can actually change what you pay for car insurance, sometimes by a lot more than you’d expect. Here’s something many people miss - if you don’t update your insurance within 21 days of moving, you risk losing your cover completely. Most…
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Insurance Add-Ons Explained: Car and Home Essentials 2025
Car and home insurance policies are getting more complicated each year, leaving many South Africans scratching their heads about what coverage they really need. Unexpectedly though, more than 60 percent of insured South Africans now choose at least one add-on to their base policy. This might sound expensive, but the right add-ons can actually save…
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Car Insurance Renewal Checklist 2025: Guide for Owners
Car insurance renewal feels like just another admin task, but there’s a lot more at stake for South Africans than you might think. Wait until you hear this. Almost 70 percent of South Africans do not compare quotes before renewing their car insurance. Most people leave thousands of rand on the table every year. The…
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Understanding Third Party Insurance: A Guide for South Africans 2025
Third party insurance might sound like just another box to tick for South African drivers and homeowners, but here is something many overlook. A whopping 65 percent of motorists in South Africa are driving without any insurance at all. That’s not just risky, it is downright dangerous for your wallet. Most people think basic cover…
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Can You Transfer Car Insurance? Guide for South Africans 2025
Transferring car insurance in South Africa can trip up even the most organised driver. Think you just scribble a name on a form and you’re done? Not quite. In fact, if you don’t register your vehicle in the new owner’s name within 21 days, you can face serious penalties. But here’s the curveball. Car insurance…
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Car Insurance Basics 2025: Simple Guide for SA Drivers
Car insurance in South Africa often feels confusing, with so many choices and conflicting advice. Yet less than 35 percent of South African motorists have proper insurance, leaving most drivers exposed to huge financial risks every day. What might shock you is this number is not dropping despite more cars on our roads each year.…
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How to Switch Insurers in 2025: A Simple Guide for Car and Home Owners
Switching car or home insurers can feel like a big mission, but the savings might shock you. South Africans who compared policies found that over 30 percent managed to lower their annual premiums just by switching providers. Most people stress over cancellation fees or the admin, but here’s a twist. The real money drain often…
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Top Car Insurance Tips South Africa 2025: Save and Stay Covered
Car insurance in South Africa is looking more unpredictable than ever as the economy tightens and theft rates climb. Now here’s something that might surprise you. About 65 percent of motorists are currently driving without insurance. Most people focus on finding the cheapest policy, but the real secret to saving money in 2025 might just…
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Insurance and Car Loans: What South Africans Need to Know in 2025
Getting a car loan in South Africa now comes with some serious non-negotiables. You might think the deposits or the paperwork are the biggest hurdles. Actually, it’s the insurance rules that catch most people off guard. Nearly every lender demands comprehensive insurance for a financed car or the deal falls flat. If you pick the…
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