Insurance tips, guides & news
Practical, easy-to-read advice to help you understand cover and save on your premiums in South Africa.
SASRIA Cover Explained: Riots, Strikes and Civil Unrest
Your ordinary policy excludes riot and unrest damage. SASRIA is the cover that fills that gap. Here is how it works in South Africa.
Read article →
What Happens If Someone Else Drives Your Insured Car?
Can a friend or family member drive your insured car and still be covered? Usually yes, with your permission and a valid licence, but there are important conditions.
Read article →
The True Cost of a Car Accident in South Africa (Insured vs Uninsured)
Without cover, one accident can cost you the car plus the other driver's damages. Here is what an accident really costs, insured and uninsured.
Read article →
What Happens If an Uninsured Driver Crashes Into You?
With most South African vehicles uninsured, this matters. If an uninsured driver hits you, here is how you claim and get your excess back.
Read article →
Vehicle Crime by Province: Hijacking and Theft Hotspots
Car theft and hijacking cluster in some provinces far more than others. Here is what the pattern means for your risk and your premium.
Read article →
What Does Car Insurance Cover in South Africa?
Comprehensive cover usually protects against accident, theft, fire, weather and third-party liability, but the detail is in your policy. Here is what to expect.
Read article →
How to Appeal a Rejected Car Insurance Claim
A rejected claim is a decision you can challenge. Here is the step-by-step appeal process and how the National Financial Ombud (NFO) works.
Read article →
Common Reasons Car Insurance Claims Get Rejected
Most rejected claims come down to a handful of avoidable issues. Here is each common reason, a real example of how it happens, and how to avoid it.
Read article →
Who Has the Cheapest but Good Car Insurance in South Africa?
Cheap and good are not the same thing. Here is how to find affordable car insurance that still pays out when it matters.
Read article →
What's the Cheapest Way to Insure a Car in South Africa?
A handful of practical moves can cut your premium without leaving you exposed. Here are the cheapest ways to insure a car.
Read article →
How Much Is MiWay Car Insurance?
MiWay has no fixed price. Your premium depends on your car, where you live and how you drive. Here is how to find out yours.
Read article →
Is MiWay Better Than OUTsurance?
Both are strong direct insurers, so neither is better for everyone. The winner is the one that quotes you the best value.
Read article →