Insurance tips, guides & news
Practical, easy-to-read advice to help you understand cover and save on your premiums in South Africa.
Does Car Insurance Cover Pothole Damage in South Africa?
Hit a pothole? Comprehensive cover usually pays, subject to your excess. Here is how pothole claims work and when it is worth claiming.
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Can You Have Two Insurance Policies on One Car?
Two policies on one car cannot pay you twice, must both be disclosed, and usually just double your cost. Here is what actually happens.
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Electric and Hybrid Car Insurance in South Africa
EVs and hybrids insure much like petrol cars, but battery value, specialist repairs and charging kit change the picture. Here is what to check.
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Festive-Season Driving in South Africa: Claims and Cover
More traffic, long trips and fatigue make December risky on South African roads. Here is how to get your cover ready before you travel.
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How the No-Claim Bonus Works (and How to Protect It)
Stay claim-free and your premium can fall over time. Here is how the no-claim bonus works and how to avoid throwing it away.
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How to Compare Car Insurance Quotes in South Africa
The cheapest premium is not always the best deal. Here is what to compare besides price, and why quotes differ so much between insurers.
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How Much Can You Save on Car Insurance by Comparing?
Comparing is the single most effective way to pay less. Here are the actual Savvy switching numbers and why the same cover costs so differently.
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Can You Insure a Car That Is Not in Your Name?
You can often insure a car registered to someone else, but you need an insurable interest and must agree up front who receives any payout.
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Can You Insure Multiple Cars on One Policy?
Insuring several cars under one policy is simpler to manage and often cheaper. Here is how multi-car cover works and when it makes sense.
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Insuring a Financed Car: What Your Bank Requires
Financed your car? The bank requires comprehensive cover until it is paid off. Here is what that means and why gap cover matters.
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What Happens If You Miss a Car Insurance Payment?
A failed debit order can lapse your cover and leave a claim unpaid. Here is exactly what happens and what to do about it, fast.
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Retail vs Market vs Trade Value for Car Insurance
Retail, market or trade value decides what you actually receive if your car is written off or stolen. Here is the difference and how to choose.
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