Insurance Glossary

Blacklisting

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is blacklisting?

In insurance, 'blacklisting' loosely refers to being recorded as a high-risk customer - for example after multiple claims, fraud, or a policy cancelled for non-payment - which can make cover harder or more expensive to obtain.

Example

A policy cancelled for non-disclosure can leave a mark that other insurers see, making future cover harder to arrange.

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