Insurance Glossary

Non-disclosure

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is non-disclosure?

Non-disclosure is when a policyholder does not reveal a material fact the insurer needed to assess the risk. Whether deliberate or accidental, it can lead to a claim being reduced or rejected and the policy cancelled.

Example

Not disclosing that a young family member is the car's main driver is non-disclosure and can result in a rejected claim.

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