Insurance Glossary

Reinstatement

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is reinstatement?

Reinstatement is restoring your sum insured to its full level after a claim (some policies reduce it by the amount paid), so you're fully covered again - sometimes for an extra premium.

Example

After the claim, the contents cover was reinstated to its full sum insured.

Related insurance terms

← Back to the glossary

Ready to compare cover?

Now that you know the lingo, get a free quote and see how much you could save.

Get a Quote Now
Get a Quote →