Insurance Glossary

Sub-limit

Last reviewed 25 July 2026 · by the Savvy Insurance editorial team

What is sub-limit?

A sub-limit is a maximum the insurer will pay for a particular item or type of loss, set below the overall sum insured. Common on jewellery, electronics and cash within contents cover.

Example

Contents cover of R500,000 might carry a R20,000 sub-limit per item of jewellery unless specified separately.

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