Auto & General car insurance in South Africa
Auto & General car insurance at a glance
Auto & General is a long-established South African direct insurer offering tailored car, home and personal cover, with a range of value-added benefits.
Key takeaways
- Known for: Tailored cover from an established direct insurer..
- Best for: Drivers who want tailored cover from an established insurer..
- No insurer is cheapest or best for everyone — your price depends on your car, area, age and history.
- Comparing Auto & General against other insurers is the only way to know if it's right for you.
About Auto & General
Auto & General is an established direct insurer (part of the Telesure group) that lets customers tailor their cover and add value-added benefits. It has a long track record in the South African market.
What Auto & General car insurance covers
Like most South African insurers, Auto & General offers car cover at three broad levels. The right one depends on your car's value and your budget:
Comprehensive
The widest cover — accident damage to your own car, plus theft, fire and third-party liability.
Third-party, fire & theft
Third-party damage plus fire and theft of your own car.
Third-party only
The cheapest cover — damage you cause to others, not your own car.
Auto & General also offers: Car, Home contents, Buildings, Life.
What affects your Auto & General premium?
Auto & General prices each driver on risk, so two people can pay very different amounts. The main factors are the same across insurers:
- The make, model, age and value of your car — and how likely it is to be stolen
- Where you live and where the car is parked overnight
- Your age, driving history and previous claims
- The cover level and the excess you choose
- Security features such as an approved tracking device
See our premium indicator to understand what raises or lowers your price.
How to get a Auto & General car insurance quote
You can approach Auto & General directly, but a single quote tells you little on its own. The smart move is to compare Auto & General against several insurers at once for your exact car and profile — that's how you find out whether it's genuinely competitive for you, or whether another insurer offers the same cover for less.
Auto & General: pros and cons
Pros
- Customisable, tailored cover
- Established market track record
- Range of value-added benefits
Cons
- Premiums vary widely by profile
- Value-adds can increase the premium
Want the full breakdown? Read our in-depth Auto & General review.
Frequently asked questions
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Auto & General head-to-head
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