Old Mutual Insure car insurance in South Africa
Old Mutual Insure car insurance at a glance
Old Mutual Insure offers car and home cover from a large, established South African financial group, available through brokers and direct. It suits buyers who value a well-known brand, and it is worth comparing quotes to check the price.
Key takeaways
- Known for: Short-term cover backed by a major financial services group.
- Best for: Existing Old Mutual clients and those who want an established brand.
- No insurer is cheapest or best for everyone - your price depends on your car, area, age and history.
- Comparing Old Mutual Insure against other insurers is the only way to know if it's right for you.
About Old Mutual Insure
Old Mutual Insure is the short-term insurance business within the Old Mutual group, one of South Africa's largest financial services names. It offers car and home cover through brokers and direct channels.
What Old Mutual Insure car insurance covers
Like most South African insurers, Old Mutual Insure offers car cover at three broad levels. The right one depends on your car's value and your budget:
Comprehensive
The widest cover - accident damage to your own car, plus theft, fire and third-party liability.
Third-party, fire & theft
Third-party damage plus fire and theft of your own car.
Third-party only
The cheapest cover - damage you cause to others, not your own car.
Old Mutual Insure also offers: Car insurance, Home insurance.
What affects your Old Mutual Insure premium?
Old Mutual Insure prices each driver on risk, so two people can pay very different amounts. The main factors are the same across insurers:
- The make, model, age and value of your car - and how likely it is to be stolen
- Where you live and where the car is parked overnight
- Your age, driving history and previous claims
- The cover level and the excess you choose
- Security features such as an approved tracking device
See our premium indicator to understand what raises or lowers your price.
How to get a Old Mutual Insure car insurance quote
You can approach Old Mutual Insure directly, but a single quote tells you little on its own. The smart move is to compare Old Mutual Insure against several insurers at once for your exact car and profile - that's how you find out whether it's genuinely competitive for you, or whether another insurer offers the same cover for less.
Old Mutual Insure: pros and cons
Pros
- Backed by a major, long-established financial group
- Full range of short-term cover
- Available through brokers and direct channels
Cons
- Not marketed as the cheapest option
- Best value can depend on your broader Old Mutual relationship
- Less specialised than niche direct insurers
Want the full breakdown? Read our in-depth Old Mutual Insure review.
Frequently asked questions
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Old Mutual Insure head-to-head
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