Pineapple car insurance in South Africa
Pineapple car insurance at a glance
Pineapple is an app-based South African insurtech known for letting you insure items by snapping a photo. It offers transparent, digital-first car and item cover aimed at younger, tech-savvy customers.
Key takeaways
- Known for: App-based cover you can start by snapping a photo of the item you want to insure..
- Best for: Younger, digital-first drivers who want quick, transparent cover..
- No insurer is cheapest or best for everyone — your price depends on your car, area, age and history.
- Comparing Pineapple against other insurers is the only way to know if it's right for you.
About Pineapple
Pineapple is a digital-first insurtech offering car and single-item cover through its app, with a quick photo-based onboarding and a transparent, community-oriented model. It appeals to younger, mobile-first customers.
What Pineapple car insurance covers
Like most South African insurers, Pineapple offers car cover at three broad levels. The right one depends on your car's value and your budget:
Comprehensive
The widest cover — accident damage to your own car, plus theft, fire and third-party liability.
Third-party, fire & theft
Third-party damage plus fire and theft of your own car.
Third-party only
The cheapest cover — damage you cause to others, not your own car.
Pineapple also offers: Car, Single item, Contents.
What affects your Pineapple premium?
Pineapple prices each driver on risk, so two people can pay very different amounts. The main factors are the same across insurers:
- The make, model, age and value of your car — and how likely it is to be stolen
- Where you live and where the car is parked overnight
- Your age, driving history and previous claims
- The cover level and the excess you choose
- Security features such as an approved tracking device
See our premium indicator to understand what raises or lowers your price.
How to get a Pineapple car insurance quote
You can approach Pineapple directly, but a single quote tells you little on its own. The smart move is to compare Pineapple against several insurers at once for your exact car and profile — that's how you find out whether it's genuinely competitive for you, or whether another insurer offers the same cover for less.
Pineapple: pros and cons
Pros
- Fast, photo-based app onboarding
- Transparent, digital-first model
- Appeals to younger customers
Cons
- App-only experience
- A newer brand than established insurers
Want the full breakdown? Read our in-depth Pineapple review.
Frequently asked questions
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Pineapple head-to-head
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